WICA insurance renewal
Work Injury Compensation Act insurance covers medical treatment and compensation for employees injured at work, and is compulsory for staff doing manual work and for non-manual staff earning below the WICA salary threshold.
Not yet independently verified — check the source link: The typical WICA policy renewal cadence is assumed to be 12 months but was not independently confirmed this pass — check your specific policy term.
Work Injury Compensation Act insurance covers medical treatment and compensation for employees injured at work, and is compulsory for staff doing manual work and for non-manual staff earning below the WICA salary threshold. Policies are typically renewed annually, though the exact term is set by your insurer rather than a fixed government date.
Operating without valid WICA cover where it is required is an offence, and it leaves you personally liable for the full cost of any workplace injury claim rather than having it covered by insurance.
We do not yet have a vetted Singapore insurance broker directory — ask an insurance broker to confirm your cover and renewal date.
Who this is for
Any employer with staff doing manual work, or non-manual staff earning below the WICA salary threshold.
What you’ll hold
- WICA insurance policy schedule
- Certificate of currency
Watch out for
- Assuming cover carries over automatically at renewal without checking it against current headcount and wage changes.
- Excluding non-manual staff who earn below the WICA salary threshold, wrongly assuming only manual workers need cover.
- Letting the policy lapse over a renewal gap because the exact term was never confirmed directly with the broker.
Sources
- MOM — Work Injury Compensation Insurance checked 2026-09-08
See also
This is item 31 of 32 in the free Singapore Compliance Calendar. See the whole list →